Comparing family liability insurance policies? Child’s play with this handy tool!

Separating the wheat from the chaff is not always easy when it comes to insurance policies. There are so many insurance companies, so many options: which one do you choose? FSMA offers an enlightening comparison tool for Family Liability Insurance, also known as Civil Liability. It provides you with a quick and handy overview to help you make an informed decision! Find out all about the tool in this article and try it out yourself via the FSMA website.

How does the tool work?

1. First, you enter the following data: your family situation, your age and whether or not you would like to add legal assistance to your contract.
2. Next, the tool will show you a list of insurance products applicable to your specific profile. For each one of them, an information document in PDF form and the contract details can be consulted.
3. By using the filter function at the top of the list, you can further specify your preferences.
4. Once you have the optimized list, you can select up to three insurance products and compare them in terms of which coverages are included or not and some other important features.

Which insurance products are included in the tool?

Most major market players have lent their cooperation to this FSMA initiative. For this reason, a lot of insurance options can be found from different insurers, such as AXA Belgium, AG Insurance, Baloise, KBC Insurance and more.

Family Liability Insurance is highly recommended

Although it is not compulsory in Belgium, we highly recommend taking out Family or Civil Liability Insurance. It protects you against damage you cause to third parties in your private life. And that can sometimes happen sooner than you’d expect. Think of your dog escaping and damaging your neighbours' garden furniture, or your child running into the street, accidentally knocking over a cyclist. In that case, the costs can be high: much higher than the annual price of this insurance.

We are happy to assist you in finding the ideal solution for your personal situation! Find out more about all insurance options of this type on our webpage about Liability Insurance policies or feel free to contact us.