News

As the end of the year approaches, it’s the perfect moment to take a closer look at your finances and make sure you’re getting the most out of available tax benefits. Pension and long-term savings aren’t just about building a future nest egg: they’re also powerful tools to reduce your tax burden today.

In today’s digital world, more and more insurance companies are embracing the possibility of digitally signing documents - a shift that benefits both clients and insurers. From new policy applications to contract amendments, signing online saves time, improves accessibility, and ensures a smoother experience for all parties involved.

But not all digital signatures are equal. In the insurance sector, only Qualified Electronic Signatures (QES) meet the required standards for security and legal recognition. Let’s explore what that means, and why it matters.

Summer has just come to an end, and perhaps you experienced it yourself: your flight was delayed or even cancelled. If so, you’re certainly not alone - this happens to thousands of travellers every year, often leading to great frustration.

What many people don’t know is that in many cases, you’re entitled to compensation or assistance. Here’s a clear overview of your rights.

With Jewellery & Gem WORLD Hong Kong fast approaching - taking place from 15–19 and 17–21 September 2025 - it's the perfect time to review key risk prevention practices for exhibitors and visitors alike. Whether you're preparing to showcase your collection or attending as a buyer, these practical guidelines will help you stay alert, protected, and professionally prepared on-site.

For wholesale diamond dealers, manufacturers, and retailers, trade shows like GemGenève, Vicenzaoro or Jewellery & Gem WORLD Hong Kong present a valuable opportunity to showcase and sell exquisite gems and jewellery. However, these exhibitions also come with increased risks, from theft and damage to loss in transit. To safeguard their valuables and ensure peace of mind, it’s essential for those in the diamond and jewellery business to have comprehensive insurance policies and have knowledge of the do’s and don’ts.

In today’s digital world, the convenience of online banking and insurance services comes with a growing risk: online fraud. Criminals are becoming increasingly sophisticated, targeting unsuspecting users with phishing emails, fake trading platforms, and deceptive phone calls. The consequences? Serious financial loss, stolen identities, and damaged trust.

Since 1 January 2025, changes to extra-contractual liability have come into force in Belgium. These changes impact how liability is handled between employers, employees, and clients. But what does this mean for your business, and do you need to take action?

The loss of a loved one is a profound and emotional event. Besides coping with this loss, you are often faced with a flood of practical arrangements. To support you in this, we at S.W.I.S. Insurance have compiled an overview of the main steps you need to take.

In Belgium, there are three forms of cohabitation: de facto cohabitation, legal cohabitation and marriage. Although the cohabitation forms are similar in many ways, there are important differences when it comes to inheritance law and the protection of the partner in case of death. Marriage offers the best protection, but what if you do not want to marry? For de facto and legal cohabitants, it is especially crucial to consider what happens when one of the partners dies. What measures can be taken to protect the remaining partner financially? We are happy to shed some light on the matter!

On 9 October 2023, a new legislation was passed that simplifies the cancellation rules for insurance contracts. From 1 October 2024, this new legislation will enter into force. In this blog post, we will discuss what these changes mean and how they may affect your insurance portfolio.

Portrait rights, which govern the use of an individual's likeness, are crucial for photographers, videographers, and anyone involved in capturing or sharing images of people. The basic rule in portrait law is straightforward: photographers must obtain consent from the person they wish to photograph or film. This consent can be verbal or written, but to avoid future disputes, written consent is highly recommended.

Imagine: you are on a road trip across Europe and while driving through Germany, you are suddenly hit from behind. This happened to Tom, a 30-year-old man, in July 2023. The accident caused serious injuries.

It is of course never pleasant when you become incapacitated and as a consequence can no longer go to work, of course. But when you are no longer able to work as a self-employed entrepreneur, the consequences are even more serious, as you fall without income and continue to pay your expenses on top of that. Fortunately, there is a solution at hand: the insurance Guaranteed Income in the event of incapacity for self-employed entrepreneurs.

Understandably, we would rather not talk about death. However, discussing your financial planning for when the inevitable happens is very important. Ask yourself this question: what will happen to your loved ones when you are gone?

Separating the wheat from the chaff is not always easy when it comes to insurance policies. There are so many insurance companies, so many options: which one do you choose? FSMA offers an enlightening comparison tool for Family Liability Insurance, also known as Civil Liability.